8.1 Near real time templates¶
Source: TI_Host_to_Host_Client_User_Manual_v52.pdf Document pages: 166-172 PDF pages: 166-172
Appendix C
8.1.1 SWIFT MT940 It is used to transmit detailed information about all entries booked to the account. This template can be utilised in SAP. The SWIFT template is to be read in conjunction with the SWIFT Standards document. As this message may require the implementation of special procedures, its use is governed by bilateral agreements between correspond ents. Refer to Appendix D to access to the respective document
SWIFT MT940 Standard Statement Message Status Tag Field Name Content / Option No. M 20 Transaction Reference Number 16x 1 O 21 Related Reference 16x 2 M 25 Account Identification 35x 3 M 28C Statement Number / Sequence Number 5n[/5n] 4 M 60a Opening Balance F or M 5
O 61 Statement Line
M 62a Closing Balance (Booked Funds) F or M 8 O 64 Closing Available Balance (Available Balance) 1!a6!n3!a15d 9
O 65 Forward Available Balance 1!a6!n3!a15d 10
O 86 Information to Account Owner 6*65x 11 M = Mandatory O = Optional
SWIFT MT940 Definitions of fields Status Tag Field Name Field Description M 20 Transaction Reference Number A unique reference number will be created by Nedbank for each message O 21 Related Reference This will be populated with your Nedbank profile number and instance number. The profile number and instance number will be separated by a "+" sign. Your profile number is always 10 numeric and instance number can be from 1 to 9999. Each FTI instance is a group of accounts, settings and destination. Client can load up to 9999 different FTI instances per profile. M 25 Account Identification This will be the Nedbank account number for which the statement is sent M 28C Statement Number / Sequence Number One statement number per statement sent. Will reset to zero on the 1st of January every year If only one message is sent for the same statement then this will be the statement number/1 If more than one message is sent for the same statement then this will be the statement number followed by the sequence number of the statement E.g. statement number/1, statement number/2 and so on M 60a Opening Balance F or M O 61 Statement Line * Refer to Field 61 -definition below O 86 Information to Account Owner Line 1 - Will include Transaction Key, Separator ("+") and Process Key Line 2 - Will include the Resend Key, Separator ("+") and Destination Key Line 3 - Will include a Deposit slip number if the transaction relates to a branch deposit (Credit transaction) and will always start with D followed by the deposit slip number. Will include a cheque number if the transactions relates to cheque payment (Debit transaction) and will always start with C followed by the cheque number. For all other transactions this line will report not applicabe Line 4 - Will include the transaction list number, Separator ("+") and transaction line number. The transaction list is the statement number on which this transaction appears as displayed on your official posted statement. Each transaction list can have a maximum of 20 transactions. The transaction line number indicates for example this was transaction 2 in statement list 1 as displayed in your official bank statement.. Helps client match transaction to posted statement
Transaction Key: Each transaction in Nedbank is allocated a unique key for FTI. IF you receive the same transaction key on another FTI message it is for the same transaction ie a duplicate. Transaction Keys are not unique across FTI and PTI
Process Key: Uniquely identifies the client preferences effective for this statement ie format, accounts, destination addresses, etc
Resend Key: Any value greater than zero means this statement was resent on customer request
Destination Key: If your FTI instance has more than one destination address it will have different destination keys ie you request to send the same statement to multiple swift addresses, the first one will have a destination key "1", the second swift address will have a destination key "2", etc M 62a Closing Balance (Booked Funds) This will be the debit or credit book closing balance
O 64 Closing Available Balance (Available Balance) This will be the debit or credit available closing available balance O 65 Forward Available Balance Is not used O 86 Information to Account Owner Is not used
- Field 61: Statement Line - This field contains the details of each transaction as listed below: Subfield Form at Name Description 1 6!n Value Date Date the financial is posted to the account for the transaction 2 [4!n] Entry Date Is not used 3 2a Debit / Credit Mark C = Credit D = Debit RC = Reversal of Credit RD = Reversal of Debit 4 [1!a] Funds Code Is not used 5 15d Amount Transaction amount 6 1!a3!c Transaction Type Identification Code Will always be populated with NMSC 7 16x Reference for the Account Owner Will always insert 'NONREF' 8 [//16x] Account Servicing Institution's Reference Will Insert the Nedbank transaction code (4 numeric) separator ("+") and Nedbank Sub- Transaction code (Valid values 1 -9999). Trancode helps identify the type of transaction ie Cash deposit or EFT or Cash withdrawal, etc. Sub Trancode reserved for future use ie for multiple transactions using the same transaction code. Sub trancodes will be used to uniquely identify the type transaction. (A list of trancodes will be provided by Nedbank Refer to no 4.9 for a list of Transaction and Sub Transaction codes ) 9 [34x] Supplementary Details This will always include your statement narrative (Maximum 34 characters)
MT940 Sample Message:
:20:FNS0000003846681 :21:4000402101+5 :25:1015278434 :28C:7/1 :60F:C150122ZAR4698039,30 :61:150122C10000,00NMSCNONREF//1324+0 ABSA BANK IN104231 :86:103746726+3 0+1 Not Applicable 1468+20 :61:150122C2000,00NMSCNONREF//1324+0 JPJ LE ROUX :86:103746727+3 0+1 Not Applicable 1469+01 :62F:C150123ZAR4710039,30 :64:C150123ZAR4710039,30 -}
8.1.2 SWIFT MT942
It is used to transmit detailed and/or summary information about entries debited or credited to the account since:
- the last statement or balance report, or
- the last interim transaction report (sent in the period since the last statement or balance report). The SWIFT template is to be read in conjunction with the SWIFT Standards document. Refer to Appendix D to acc ess to the respective document
SWIFT MT942 Standard Statement Message Status Tag Field Name Content / Option No. M 20 Transaction Reference Number 16x 1 O 21 Related Reference 16x 2 M 25 Account Identification 35x 3 M 28C Statement Number / Sequence Number 5n[/5n] 4 M 34F Floor Limit Indicator 3!a[1!a]15d 5 M 13D Date / Time Indication 6!n4!n1!nx4!n 6
O 61 Statement Line
M 90D Number and Sum of Entries 5n3!a15d 9 O 90C Number and Sum of Entries 5n3!a15d 10 O 86 Information to Account Owner 6*65x 11 M = Mandatory O = Optional
SWIFT MT942 Definitions of fields Status Tag Field Name Field Description M 20 Transaction Reference Number A unique reference number will be created by Nedbank for each message O 21 Related Reference This will be populated with your Nedbank profile number and instance number. The profile number and instance number will be separated by a "+" sign. Your profile number is always 10 numeric and instance number can be from 1 to 9999. Each IR instance is a group of accounts, settings and destination. Client can load up to 9999 different PTI instances per profile. M 25 Account Identification This will be the Nedbank account number for which the statement is sent M 28C Statement Number / Sequence Number One statement number per statement sent. Will reset to zero on the 1st of January every year If only one message is sent for the same
statement then this will be the statement number/1 If more than one message is sent for the same statement then this will be the statement number followed by the sequence number of the statement E.g. statement number/1, statement number/2 and so on M 34F Floor Limit Indicator If you have specified to only be notified for transactions above a certain value this amount is indicated in this field. If you have chosen to receive all transactions amounts then this field will contain the value zero. Applicable to both debit and credit amounts. M 13D Date / Time Indication Local date and time in accordance to the SWIFT standards as indicated in the SWIFT manual O 61 Statement Line * Refer to Field 61 -definition below O 86 Information to Account Owner Line 1 - Will include Transaction Key, Separator ("+") and Process Key Line 2 - Will include the Resend Key, Separator ("+") and Destination Key Line 3 - Will include the channel through which this transaction was processed (List of valid channels to be provided by Nedbank) Line 4 - Will include the transaction type (A valid list of transaction types to be provided by Nedbank)
Transaction Key: Each transaction in Nedbank is allocated a unique key for IR. IF you receive the same transaction key on another IR message it is for the same transaction ie a duplicate.
Process Key: Uniquely identifies the client preferences effective for this statement ie format, accounts, destination addresses, etc
Resend Key: Any value greater than zero means this statement was resent on customer request
Destination Key: If your IR instance has more than one destination address it will have different destination keys ie you request to send the same statement to multiple swift addresses, the first one will have a destination key "1", the second swift address will have a destination key "2", etc M 90D Closing Balance (Booked Funds) This field indicates the total number and total amount of debit entries in this report O 90C Closing Available Balance (Available Balance) This field indicates the total number and total amount of credit entries in this report O 86 Information to Account Owner Is not used
- Field 61: Statement Line - This field contains the details of each transaction as listed below: Subfield Format Name Description 1 6!n Value Date Date the financial is posted to the account for the transaction 2 [4!n] Entry Date Is not used 3 2a Debit / Credit Mark C = Credit D = Debit RC = Reversal of credit RD = Reversal of debit 4 [1!a] Funds Code Is not used 5 15d Amount Transaction amount 6 1!a3!c Transaction Type Identification Code Will always be populated with NMSC
7 16x Reference for the Account Owner Will always insert 'NONREF' 8 [//16x] Account Servicing Institution's Reference Will Insert the transaction type (A list of transaction types will be provided by Nedbank) 9 [34x] Supplementary Details This will always include your statement narrative (Maximum 34 characters)
MT942 Sample Message: :20:PNS0000003847690 :21:4000402493+27 :25:1454023619 :28C:23/1 :34F:ZAR0,00 :13D:1501231115+0200 :61:150123C89,89NMSCNONREF//EFT PAYMENT MIB GROUP PTY LTD 05/13081/07 :86:104091806+81 0+1 Electronic Banking EFT PAYMENT :90D:0ZAR0,00 :90C:1ZAR89,89 -}
8.1.3 SWIFT MT950
This message type is sent by an account servicing institution to an account owner. It is used to transmit detailed information about all entries, whether or not caused by a SWIFT message, booked to the account. The SWIFT template is to be read in conjunction with the SWI FT Standards document. Refer to Appendix D to acc ess to the respective document
SWIFT MT950 Standard Statement Message Status Tag Field Name Content / Option No. M 20 Transaction Reference Number 16x 1 M 25 Account Identification 35x 2 M 28C Statement Number / Sequence Number 5n[/5n] 3 M 60a Opening Balance F or M 4
O 61 Statement Line
M 62a Closing Balance (Booked Funds) F or M 6 O 64 Closing Available Balance (Available Balance) 1!a6!n3!a15d 7 M = Mandatory O = Optional
SWIFT MT950 Definitions of fields Status Tag Field Name Field Description M 20 Transaction Reference Number A unique reference number will be created by Nedbank for each message M 25 Account Identification This will be the Nedbank account number for which the statement is sent M 28C Statement Number / Sequence Number One statement number per statement sent. Will reset to zero on the 1st of January every year If only one message is sent for the same statement then this will be the statement number/1 If more than one message is sent for the same statement then this will be the statement number followed by the sequence number of the statement E.g. statement number/1, statement number/2 and so on M 60a Opening Balance F or M O 61 Statement Line * Refer to Field 61 -definition below M 62a Closing Balance (Booked Funds) This will be the debit or credit book closing balance O 64 Closing Available Balance (Available Balance) This will be the debit or credit available closing available balance